Like most guys, he has big dreams, which he explains in “Billionaire” (by Travie McCoy, featuring Bruno Mars):
I wanna be a billionaire so [very] bad
Buy all of the things I never had
I wanna be on the cover of Forbes magazine
Smiling next to Oprah and the Queen
Oh, every time I close my eyes
I see my name in shining lights
Yeah, a different city every night
Oh, I swear the world better prepare
For when I’m a billionaire
But for most guys the reality is more like he explains in “The Lazy Song”:
Today I don’t feel like doing anything
I just wanna lay in my bed
Don’t feel like picking up my phone, so leave a message at the tone
‘Cause today I swear I’m not doing anything
You can’t have both. You need to choose which kind of man you’re going to be. Not necessarily a billionaire, but a man who pursues his calling from God (whatever that might be) with all that he’s got. Or you can sit around not doing anything.
But you can’t have both.
Guys, what are you going to do to change this reality in your life and push hard for the glory of God?
dannyslavich.com 
Huh? Why is this only for 20-somethings? This state isn’t magically graduated from by 30, man. Lot’s of people have little motivation to achieve their dreams and may never commit to a plan in their short time here. It’s like that dude from that Stephen King prison drama said; uh…”Get…0.0% APR financing for a limited time for qualified applicants” or something to that effect.
It’s not limited to 20-somethings, just specifically useful for them.